Pilot flexible micro-zones aligned with observed peaks, not arbitrary lines. Offer fast, fair permits bundled with sanitation, lighting, and storage. Replace blanket bans with time-bound rules tuned to school dismissals, hospital shifts, or festival nights. Evaluate with crash reports, earnings stability, and complaint rates, adjusting quarterly rather than locking cities into stale, brittle regulations.
Use stable trading presence, punctual repayments to suppliers, and platform completion streaks as alternative signals for microcredit. Avoid invasive tracking; privilege community endorsements and transparent criteria. Pair loans with equipment insurance and shock buffers. When capital respects informal realities, repayment strengthens and growth compounds, widening ladders without forcing people into rigid, unsuitable formality.
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